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Failed the SAFE test?
You're not alone.

About 47% of first-time takers fail the NMLS SAFE MLO National Test. Every retake costs $110 and a 30-day wait. The big prep bundles run $329–599 with access windows that expire. PrepForMLO is $69 — once — with lifetime access.

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1,000+ Questions

A deep bank weighted to the official NMLS content outline — every topic area covered in the proportions the real test uses.

Spaced Repetition

The FSRS-5 algorithm schedules your reviews and targets your weak sections, so the knowledge sticks through test day and beyond.

Full Timed Simulations

Sit the real thing: 120 questions, a live 190-minute countdown, and a score broken down by topic area when you finish.

Plain-English Explanations

Every question comes with a clear, jargon-free explanation of why the right answer is right — not just an answer key.

Exam Requirements

ExamQuestionsTime LimitPassing Score
MLO National Test120 questions (115 scored)190 minutes75%

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MLO National Test

$69
LIFETIME ACCESS

Everything, for one price: 1,000+ questions weighted to the official NMLS outline, spaced repetition that targets your weak sections, full 120-question / 190-minute timed simulations, and a plain-English explanation on every question. Yours until you pass — and after.

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