Loading question bank…
About 47% of first-time takers fail the NMLS SAFE MLO National Test. Every retake costs $110 and a 30-day wait. The big prep bundles run $329–599 with access windows that expire. PrepForMLO is $69 — once — with lifetime access.
Not sure where you stand? Take the free 25-question diagnostic — no signup.
A deep bank weighted to the official NMLS content outline — every topic area covered in the proportions the real test uses.
The FSRS-5 algorithm schedules your reviews and targets your weak sections, so the knowledge sticks through test day and beyond.
Sit the real thing: 120 questions, a live 190-minute countdown, and a score broken down by topic area when you finish.
Every question comes with a clear, jargon-free explanation of why the right answer is right — not just an answer key.
| Exam | Questions | Time Limit | Passing Score |
|---|---|---|---|
| MLO National Test | 120 questions (115 scored) | 190 minutes | 75% |
$69, once. No subscriptions, no expiring access windows — yours until you pass, and after.
Everything, for one price: 1,000+ questions weighted to the official NMLS outline, spaced repetition that targets your weak sections, full 120-question / 190-minute timed simulations, and a plain-English explanation on every question. Yours until you pass — and after.
Not sure yet? Try the free 25-question diagnostic
Enter the email you purchased with and we'll send you a one-time sign-in link.
Select an exam to start studying or take a practice test.
Learn with spaced repetition. Answer questions, rate your confidence, and we'll schedule reviews so the knowledge sticks. Best for learning new material.
Simulate the real exam experience with a countdown timer. See your score by topic area when you finish.
Great work. Keep it up!
Track your study streak and mastery across all exams.